Insurance guides & statistics.
Cited, data-backed reports on what coverage costs and what the numbers actually say, sourced from regulators and government agencies.
Best Homeowners Insurance Companies in Newfoundland and Labrador (2026): Ratings and Market Share
Best homeowners insurance companies in Newfoundland and Labrador ranked on 2023 Superintendent personal property written premiums, dated AM Best ratings and verified Canadian home product pages from Intact, Co-operators, Aviva and TD Insurance.
Read the report →Newfoundland and Labrador Homeowners Insurance Cost (2026): Why No Official Average Exists and What Drives Your Quote
What homeowners insurance costs in Newfoundland and Labrador: why no official average premium is published, StatsCan CPI changes, Superintendent premium growth, Kingston wildfire context and how to compare NL home quotes.
Read the report →25 Newfoundland and Labrador Homeowners Insurance Statistics for 2026: Premiums, Market Share and Weather Losses
Newfoundland and Labrador homeowners insurance in 25 cited statistics: Superintendent personal property premiums 2014-2023, StatsCan CPI changes, Intact and Co-operators market share, and IBC catastrophe losses including the Kingston wildfire.
Read the report →25 Arkansas Homeowners Insurance Statistics for 2026: Cost, Market Share and Storm Losses
Arkansas homeowners insurance in 25 cited statistics: NAIC average premiums by form and coverage amount, 2025 group market share and loss ratios, premium growth since 2016, disaster declarations and dwelling fire benchmarks.
Read the report →Arkansas Landlord Insurance Cost (2026): Dwelling Fire Benchmarks, NAIC Data and What Drives Your Quote
What landlord insurance costs in Arkansas: why no official landlord average exists, NAIC 2023 dwelling fire benchmarks by coverage amount, 2025 homeowners loss ratios, storm and earthquake context and how to compare rental quotes.
Read the report →Best Landlord Insurance Companies in Arkansas (2026): Ratings, Market Share and Coverage
Best landlord insurance companies in Arkansas ranked on NAIC 2025 homeowners market share, dated AM Best ratings and verified rental dwelling pages from State Farm, Farm Bureau, Allstate, Shelter, Travelers, Liberty Mutual and Auto-Owners.
Read the report →Best Landlord Insurance Companies in Washington (2026): Ratings, Market Share and Coverage
Best landlord insurance companies in Washington ranked on Washington OIC and NAIC homeowners market share, AM Best financial strength and verified landlord product pages from State Farm, Liberty Mutual, Allstate and Travelers.
Read the report →25 Washington Homeowners Insurance Statistics for 2026: Cost, Market Share and Wildfire Context
Washington homeowners insurance in 25 cited statistics: NAIC average premiums, Washington OIC market share, NAIC 2025 group shares, wildfire and FAIR Plan context and dwelling fire benchmarks.
Read the report →Washington Landlord Insurance Cost (2026): Dwelling Fire Benchmarks, OIC Data and What Drives Your Quote
What landlord insurance costs in Washington: why no official landlord average exists, NAIC 2023 dwelling fire benchmarks by coverage amount, Washington OIC homeowners market data and wildfire and FAIR Plan context.
Read the report →Best Landlord Insurance Companies in Colorado (2026): Ratings, Market Share and Coverage
Best landlord insurance companies in Colorado ranked on Colorado DOI and NAIC homeowners market share, AM Best financial strength and verified landlord product pages from State Farm, Allstate, Liberty Mutual and Travelers.
Read the report →25 Colorado Homeowners Insurance Statistics for 2026: Cost, Market Share and Hail Risk
Colorado homeowners insurance in 25 cited statistics: NAIC average premiums, Colorado DOI market share, NAIC 2025 group shares, hail cost drivers, FAIR Plan context and dwelling fire benchmarks.
Read the report →Colorado Landlord Insurance Cost (2026): Dwelling Fire Benchmarks, Colorado DOI Data and What Drives Your Quote
What landlord insurance costs in Colorado: why no official landlord average exists, NAIC 2023 dwelling fire benchmarks by coverage amount, Colorado DOI homeowners market data and hail, wildfire and FAIR Plan context.
Read the report →Best Landlord Insurance Companies in South Carolina (2026): Ratings, Market Share and Coverage
Best landlord insurance companies in South Carolina ranked on SC DOI and NAIC homeowners market share, AM Best financial strength and verified landlord product pages from State Farm, Allstate, Travelers and Liberty Mutual.
Read the report →25 South Carolina Homeowners Insurance Statistics for 2026: Cost, Market Share and Coastal Wind
South Carolina homeowners insurance in 25 cited statistics: NAIC average premiums, SC DOI 2024 market share, NAIC 2025 group shares, SCWHUA residual wind market and dwelling fire benchmarks.
Read the report →South Carolina Landlord Insurance Cost (2026): Dwelling Fire Benchmarks, SC DOI Data and What Drives Your Quote
What landlord insurance costs in South Carolina: why no official landlord average exists, NAIC 2023 dwelling fire benchmarks by coverage amount, SC DOI homeowners market data and SCWHUA coastal wind context.
Read the report →Best Landlord Insurance Companies in Texas (2026): Ratings, Market Share and Coverage
Best landlord insurance companies in Texas ranked on TDI 2025 homeowners market share, AM Best financial strength and verified landlord product pages from State Farm, Allstate, Travelers and Liberty Mutual.
Read the report →25 Texas Homeowners Insurance Statistics for 2026: Cost, Market Share and Hail Losses
Texas homeowners insurance in 25 cited statistics: NAIC average premiums, TDI 2025 premium and market share, combined ratios, FAIR Plan and TWIA residual markets, and hail-driven insured losses.
Read the report →Texas Landlord Insurance Cost (2026): Dwelling Fire Benchmarks, TDI Data and What Drives Your Quote
What landlord insurance costs in Texas: why no official landlord average exists, NAIC 2023 dwelling fire benchmarks by coverage amount, TDI homeowners and residential fire data, TWIA wind and FAIR Plan context.
Read the report →Best Homeowners Insurance Companies in California (2026): Complaint Ratios, Ratings and Market Share
California homeowners insurers ranked on California Department of Insurance 2025 justified complaint ratios, AM Best financial strength and J.D. Power 2026 claims results, with CDI 2025 market share and loss ratios for USAA, Travelers, Mercury, CSAA, State Farm and more.
Read the report →25 North Carolina Homeowners Insurance Statistics for 2026: Cost, Rate Cases and Hurricane Claims
North Carolina homeowners insurance in 25 cited statistics: NAIC average premiums, NCDOI 2025 premium and market share data, consent-to-rate growth, the 2025-2026 rate settlement, Hurricane Helene claims and coastal pool exposure.
Read the report →North Carolina Landlord Insurance Cost (2026): Dwelling Rates, the October 1 Increase and What Drives Your Quote
What landlord insurance costs in North Carolina: Rate Bureau dwelling premium per house-year by coverage and territory, the 5% rate increases effective October 1, 2026 and 2027, FAIR and Beach Plan market share, and Helene dwelling claims.
Read the report →Best Umbrella Insurance Companies (2026): Limits, Ratings and Requirements Compared
Best umbrella insurance companies ranked on AM Best financial strength, J.D. Power 2026 property claims scores, published umbrella limits and underlying requirements from Chubb, Travelers, Amica, Allstate, State Farm and Liberty Mutual.
Read the report →25 California Homeowners Insurance Statistics for 2026: Cost, Losses and the FAIR Plan
California homeowners insurance in 25 cited statistics: NAIC average premiums by policy form, CDI premium, loss ratio and market share data through 2025, and California FAIR Plan policy growth through June 2026.
Read the report →California Landlord Insurance Cost (2026): FAIR Plan Rental Data, Dwelling Fire Benchmarks and What Drives Your Quote
What landlord insurance costs in California: California FAIR Plan tenant-occupied policy and premium data (June 2026), NAIC 2023 dwelling fire benchmarks by coverage amount, CDI loss data and the choices that change a rental quote.
Read the report →Best Homeowners Insurance Companies (2026): Ratings, Claims and Coverage Compared
Best homeowners insurance companies ranked on AM Best financial strength, NAIC 2025 market share, J.D. Power 2026 property claims scores and verified homeowners product pages from State Farm, Travelers, Allstate and Liberty Mutual.
Read the report →Homeowners Insurance Cost (2026): Official Averages and What Drives Your Quote
Homeowners insurance cost explained with NAIC 2023 HO-3 averages countrywide and by example states, claim frequency, reconstruction inflation and coverage choices that change your premium.
Read the report →24 Pennsylvania Boat Insurance Statistics Every Owner Should Know
Pennsylvania boat registrations, crash and fatality rates, national Coast Guard loss data, HO-3 watercraft limits and PA homeowners cost context in 24 cited statistics from USCG and NAIC.
Read the report →Best Landlord Insurance Companies (2026): Ratings, Claims and Coverage Compared
Best landlord insurance companies ranked on AM Best financial strength, NAIC homeowners market share, J.D. Power 2026 property claims scores and verified landlord product pages from State Farm, Travelers, Allstate and Liberty Mutual.
Read the report →Landlord Insurance Cost (2026): What Drives the Price When No Official Average Exists
What landlord insurance costs and why: honest gaps in official averages, NAIC homeowners and dwelling benchmarks, Federal Reserve apartment insurance costs, Census vacancy risk and carrier coverage that affects price.
Read the report →Lower-Cost Auto Insurance Options in New Jersey (2026): How Rates Are Set and Where Drivers Save
How New Jersey auto insurance rates are set and where drivers can lower costs: NAIC average premiums, Standard vs Basic policies, PIP and lawsuit options, required discounts and DOBI complaint data, all cited.
Read the report →24 Michigan Homeowners Insurance Statistics Every Owner Should Know
Michigan homeowners insurance costs, Midwest homeownership and vacancy rates, national claim frequency and severity, and market context in 24 cited statistics from NAIC, Census and Triple-I.
Read the report →Mississippi Condo Insurance (2026): Average HO-6 Cost, Named-Storm Deductibles and Flood
Mississippi condo owners paid an average of $764 for an HO-6 policy in 2023, per the NAIC. How that compares with neighboring states, how coastal named-storm deductibles work, and why flood needs its own policy.
Read the report →Nevada RV Insurance Cost (2026): What Drives the Price, Required Coverage and Fees
What RV insurance costs in Nevada and why: the state's 25/50/20 liability minimums, NAIC auto cost data, uninsured driver rates, DMV trailer fees and lapse penalties, with every figure cited to an official source.
Read the report →Trucking and Commercial Auto Insurance in Newfoundland and Labrador (2026): Required Limits and How Rates Are Set
What Newfoundland and Labrador requires of trucks and commercial vehicles: the $200,000 minimum, $1 million to $2 million for dangerous goods and passenger vehicles, fines, and how the Public Utilities Board approves commercial rates.
Read the report →GEICO vs Progressive (2026): Ratings, Complaints, Discounts and Coverage Compared
GEICO vs Progressive compared on dated AM Best ratings, NAIC 2025 market share, J.D. Power 2026 satisfaction scores by region, state complaint index data, discounts, telematics and how each company sells, all cited.
Read the report →Lower-Cost Auto Insurance Options in Georgia (2026): How Rates Are Set and Where Drivers Save
How Georgia auto insurance rates are set and where drivers can lower costs: NAIC average premiums, state minimums, discounts Georgia law requires insurers to offer, uninsured motorist choices and lapse penalties, all cited.
Read the report →25 Auto Insurance Claims Statistics on Frequency, Cost, and Repairs
How often drivers file auto insurance claims, what each coverage pays per claim, why repair bills keep rising, the growing role of attorneys in injury claims, and how a claim affects your premium, in 25 cited statistics.
Read the report →25 Boat Insurance Statistics Every Boat Owner Should Know
How many boats are on U.S. waters, why they crash, what theft and hurricanes cost owners, and where a homeowners policy stops covering a boat, in 25 cited statistics from the Coast Guard, NMMA, NICB, NOAA, and BLS.
Read the report →25 Car Accident Statistics Every U.S. Driver Should Know
How many U.S. crashes happen each year, who dies in them, what they cost, the behaviors behind them, the deadliest states and hours, and how crashes feed insurance claims, in 25 cited statistics from NHTSA, IIHS, GHSA, and the CDC.
Read the report →25 Car Theft Statistics Every U.S. Driver Should Know
How many cars are stolen each year, which models and states thieves target, how many stolen vehicles come back, and what theft costs insurers, in 25 cited statistics on U.S. car theft and comprehensive auto coverage.
Read the report →25 Commercial Property Insurance Statistics Every Business Owner Should Know
Commercial property premiums, falling 2026 rates, storm and fire losses, building counts, and underinsurance, in 25 cited statistics from the NAIC, NFPA, NOAA, Triple-I, EIA, and other primary sources.
Read the report →25 Cyber Insurance Statistics Every Business Owner Should Know
What cybercrime costs U.S. businesses, what a data breach really runs, how many firms carry cyber coverage, and where ransom payments are heading, in 25 cited statistics from the FBI, IBM, NAIC, Verizon, and the U.S. Treasury.
Read the report →25 Dog Bite Statistics Every Dog Owner and Homeowner Should Know
What dog bites cost insurers, which states file the most claims, who gets bitten, and how homeowners, renters, and umbrella liability coverage respond, in 25 cited statistics for U.S. dog owners.
Read the report →25 Earthquake Insurance Statistics on Risk, Coverage, and Cost
How few Californians carry earthquake insurance, what CEA policies and deductibles cost, USGS odds of a major quake, annualized losses, and the insured toll of Northridge, in 25 cited statistics for U.S. homeowners.
Read the report →25 General Liability Insurance Statistics Every Business Owner Should Know
How big the general liability market is, what slip-and-fall and product claims cost, how fast tort costs and nuclear verdicts are climbing, and why small firms pay the most, in 25 cited statistics for U.S. businesses.
Read the report →25 Home Insurance Claims Statistics Homeowners Should Know
How often homes file claims, what each type of claim costs, the catastrophes behind the biggest losses, and how a claim can affect your premium, in 25 cited statistics on U.S. homeowners insurance claims.
Read the report →25 Hurricane Insurance Statistics Every Coastal Homeowner Should Know
What hurricanes cost in total and insured damage, how many homes face wind and storm surge, how hurricane deductibles and flood exclusions work, and how Florida Citizens shrank, in 25 cited statistics.
Read the report →25 Insurance Fraud Statistics Every Policyholder Should Know
What insurance fraud costs Americans, how it raises premiums, where staged crashes, contractor scams, and health care schemes show up, and how states prosecute it, in 25 cited statistics on U.S. insurance fraud.
Read the report →25 Landlord Insurance Statistics Every Rental Owner Should Know
What it costs to insure a rental, who owns U.S. rental housing, the fire, water, and liability losses behind landlord claims, and the vacancy and eviction risks to rental income, in 25 cited statistics for landlords.
Read the report →25 Professional Liability Insurance Statistics Every Professional Should Know
How often doctors and lawyers get sued, what malpractice claims and their defense cost, how big the medical liability market is, and how nuclear verdicts are pushing premiums up, in 25 cited statistics on professional liability and E&O insurance.
Read the report →25 RV Insurance Statistics Every RV Owner Should Know
How many households own RVs, which classes are selling, what RVs now cost to replace, how many people live in one full time, and where home and auto policies fall short, in 25 cited statistics from RVIA, the Census Bureau, BLS, NHTSA, and the NPS.
Read the report →25 Small Business Insurance Statistics on Coverage, Claims, and Survival
What small businesses actually insure, how many skip key coverage, which claims cost the most, how long new firms survive, and the injury and cyber risks they face, in 25 cited statistics for U.S. owners.
Read the report →25 Teen Driver Statistics Every Parent Should Know
How much riskier teen drivers are per mile, how many teens die in crashes, phone and seat belt habits, night and passenger risks, what graduated licensing achieves, and what a teen adds to a family auto policy, in 25 cited statistics.
Read the report →25 Travel Insurance Statistics Every Traveler Should Know
What Americans spend on travel insurance, what it costs as a share of a trip, record travel volumes, 2025 flight delays, cancellations, and lost bags, and medical evacuation costs abroad, in 25 cited statistics.
Read the report →25 Uninsured Motorist Statistics Every Driver Should Know
How many U.S. drivers are uninsured or underinsured, the states where the risk is highest, what uninsured motorist claims cost, state coverage laws, and hit-and-run trends, in 25 cited statistics.
Read the report →25 Wildfire Insurance Statistics Every Homeowner Should Know
Wildfire counts, homes destroyed, record insured losses from the 2025 Los Angeles fires, homes in the wildland-urban interface, and California FAIR Plan growth, in 25 cited statistics for U.S. homeowners.
Read the report →22 Small Business Insurance Statistics Every Owner Should Know
How many small businesses exist, how many close after a disaster, what a business owners policy bundles, and the coverage gaps that sink firms, in 22 cited statistics for U.S. small business owners.
Read the report →22 Commercial Auto Insurance Statistics Fleet Owners Should Know
Why commercial auto premiums keep rising, what large-truck crashes and nuclear verdicts cost, how big the market is, and what drives a fleet's rate, in 22 cited statistics.
Read the report →22 Condo Insurance Statistics Every Unit Owner Should Know
What an HO-6 condo policy costs, how the association master policy differs from your own coverage, what loss assessment pays for, how big the condo market is, and the perils involved, in 22 cited statistics.
Read the report →24 Flood Insurance Statistics Homeowners Should Know
What flood insurance costs, how much the NFIP covers, who is exposed versus insured, and the claims and disaster losses behind the policy, in 24 cited statistics for U.S. homeowners.
Read the report →24 Homeowners Insurance Statistics You Should Know in 2026
What homeowners insurance costs, what drives premiums higher, the perils and disaster losses behind your rate, and how big the market is, in 24 cited statistics for U.S. homeowners.
Read the report →24 Life Insurance Statistics That Explain the U.S. Coverage Gap
How many Americans own life insurance, the size of the coverage gap, why people stay underinsured, and how far perceived cost sits above real cost, in 24 cited statistics for U.S. households.
Read the report →24 Motorcycle Insurance Statistics Every Rider Should Know
How many motorcycles are on U.S. roads, why riders crash and die at far higher rates than drivers, what drives premiums, and the theft and helmet data behind the price, in 24 cited statistics.
Read the report →24 Pet Insurance Statistics Every Owner Should Know
What pet insurance costs for dogs vs cats, accident-only vs accident-and-illness premiums, how fast the market is growing, and the vet bills it offsets, in 24 cited statistics for U.S. pet owners.
Read the report →25 Renters Insurance Statistics Every Tenant Should Know
What renters insurance costs, how few tenants carry it, what it actually covers, and the burglary and fire losses it protects against, in 25 cited statistics for U.S. renters.
Read the report →21 Umbrella Insurance Statistics That Show Who Needs It
What personal umbrella insurance costs, how much liability it adds, and the rising litigation and household-wealth trends that put more families at risk, in 21 cited statistics.
Read the report →24 Workers' Compensation Statistics Every Employer Should Know
How many workers get hurt on the job, what claims cost by cause of injury, what insurers pay in benefits, and why coverage is required, in 24 cited statistics for U.S. employers.
Read the report →30 Auto Insurance Cost Statistics Every U.S. Driver Should Know
What U.S. drivers actually pay for car insurance: 30 cited statistics on average costs, the most and least expensive states, premium inflation, uninsured drivers, and why a record share of drivers are shopping their rate.
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