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Guides

Insurance guides & statistics.

Cited, data-backed reports on what coverage costs and what the numbers actually say, sourced from regulators and government agencies.

business

22 Small Business Insurance Statistics Every Owner Should Know

How many small businesses exist, how many close after a disaster, what a business owners policy bundles, and the coverage gaps that sink firms, in 22 cited statistics for U.S. small business owners.

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commercial auto

22 Commercial Auto Insurance Statistics Fleet Owners Should Know

Why commercial auto premiums keep rising, what large-truck crashes and nuclear verdicts cost, how big the market is, and what drives a fleet's rate, in 22 cited statistics.

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condo

22 Condo Insurance Statistics Every Unit Owner Should Know

What an HO-6 condo policy costs, how the association master policy differs from your own coverage, what loss assessment pays for, how big the condo market is, and the perils involved, in 22 cited statistics.

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flood

24 Flood Insurance Statistics Homeowners Should Know

What flood insurance costs, how much the NFIP covers, who is exposed versus insured, and the claims and disaster losses behind the policy, in 24 cited statistics for U.S. homeowners.

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homeowners

24 Homeowners Insurance Statistics You Should Know in 2026

What homeowners insurance costs, what drives premiums higher, the perils and disaster losses behind your rate, and how big the market is, in 24 cited statistics for U.S. homeowners.

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life

24 Life Insurance Statistics That Explain the U.S. Coverage Gap

How many Americans own life insurance, the size of the coverage gap, why people stay underinsured, and how far perceived cost sits above real cost, in 24 cited statistics for U.S. households.

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motorcycle

24 Motorcycle Insurance Statistics Every Rider Should Know

How many motorcycles are on U.S. roads, why riders crash and die at far higher rates than drivers, what drives premiums, and the theft and helmet data behind the price, in 24 cited statistics.

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pet

24 Pet Insurance Statistics Every Owner Should Know

What pet insurance costs for dogs vs cats, accident-only vs accident-and-illness premiums, how fast the market is growing, and the vet bills it offsets, in 24 cited statistics for U.S. pet owners.

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renters

25 Renters Insurance Statistics Every Tenant Should Know

What renters insurance costs, how few tenants carry it, what it actually covers, and the burglary and fire losses it protects against, in 25 cited statistics for U.S. renters.

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umbrella

21 Umbrella Insurance Statistics That Show Who Needs It

What personal umbrella insurance costs, how much liability it adds, and the rising litigation and household-wealth trends that put more families at risk, in 21 cited statistics.

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workers comp

24 Workers' Compensation Statistics Every Employer Should Know

How many workers get hurt on the job, what claims cost by cause of injury, what insurers pay in benefits, and why coverage is required, in 24 cited statistics for U.S. employers.

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auto

30 Auto Insurance Cost Statistics Every U.S. Driver Should Know

What U.S. drivers actually pay for car insurance: 30 cited statistics on average costs, the most and least expensive states, premium inflation, uninsured drivers, and why a record share of drivers are shopping their rate.

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