An independent guide to getting covered.

Insurance 8020 organizes insurance the way people actually shop for it: by the coverage they need, in the state and city where they live. Each guide lines up the carriers worth comparing and points you to a free, no-obligation quote.

How we compare

We rank carriers by their AM Best financial-strength rating, an independent measure of an insurer's ability to pay claims, and list the lines they actually write. Vendors never pay for placement.

A note on the numbers

Premium figures on this site are representative, illustrative estimates for comparison only. They are not quotes, offers, or guarantees of coverage or price. Your actual rate depends on the property, your history, coverage limits, and the carrier. Always confirm details with a licensed agent or carrier before buying.

Our team

Each guide is written by a specialist in that line of coverage and checked by a second editorial reviewer. Meet the full team.