Kevin Nakamura

Kevin Nakamura has twelve years of experience in workers’ compensation claims and loss control, working with employers on injury claims, return-to-work programs, and the safety practices that bring premiums down over time.

He writes Insurance 8020’s workers’ compensation and commercial auto guides, explaining state coverage requirements, class codes, payroll-based premiums, and how experience modification factors reward, or penalize, an employer’s claims history. He also reviews motorcycle and RV content.

His rule of thumb for employers: the cheapest workers’ comp claim is the one a good safety program prevents.