Rosa Delgado

Rosa Delgado has fifteen years of experience in catastrophe and natural-hazard risk analysis, studying how floods, hurricanes, wildfires, and earthquakes translate into insured, and uninsured, losses.

At Insurance 8020 she writes the flood and natural-catastrophe reports and reviews property content for catastrophe exposure. She pays particular attention to the protection gap: the share of disaster losses that standard policies exclude and households end up absorbing themselves.

She grew up on the Gulf Coast and still keeps a printed copy of her flood policy in a waterproof folder.