Desjardins Insurance at a glance
Desjardins Insurance: key facts | AM Best rating | Not published |
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| Coverage lines | Auto Insurance, Homeowners Insurance, RV Insurance, Travel Insurance, Life Insurance, Pet Insurance |
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| Where it sells | Canada: QC, ON, AB, NB. Quotes are offered for Quebec by default; Desjardins Insurance agents are active in Ontario, Alberta and New Brunswick. Source |
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| Best for | Quebec residents, Desjardins members, Bundling car and home |
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| How to buy | Quoted for Quebec by default, with Desjardins Insurance agents in Ontario, Alberta and New Brunswick; price comes from your quote. |
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Strengths
- Sells car, home, RV, travel, life and pet insurance
- Desjardins Insurance agents in Ontario, Alberta and New Brunswick
- Online access for home and auto policyholders
Trade-offs
- No published AM Best rating we could verify
- Agent network limited to a few provinces outside Quebec
How to buy
Quoted for Quebec by default, with Desjardins Insurance agents in Ontario, Alberta and New Brunswick; price comes from your quote. Your premium depends on your profile, location, and coverage, so confirm current pricing with a quote.
Desjardins Insurance is backed by Desjardins, which describes itself as Canada’s largest cooperative financial group. Its insurance site sells car, home, recreational vehicle, travel, life and pet insurance. We could not find a published AM Best financial-strength rating for its property and casualty company on Desjardins’ own site, so we list it as not published and rank it below carriers with a published rating.
Desjardins quotes default to Quebec, and its Desjardins Insurance agents are active in Ontario, Alberta and New Brunswick. That makes it a natural option for Desjardins members and for drivers and homeowners in those four provinces who want to bundle car and home with one company.
Availability, discounts and pricing vary by province and by product. Ask Desjardins or your agent which company would issue your policy and how it is rated, and compare at least one other quote before you buy.
Coverage Desjardins Insurance writes
Auto InsuranceHomeowners InsuranceRV InsuranceTravel InsuranceLife InsurancePet Insurance
How to evaluate a auto insurer
A carrier's marketing rarely tells you what matters. Before you buy auto coverage from Desjardins Insurance, or anyone, weigh four things that actually predict your experience:
- Financial strength. An insurer must be able to pay claims years from now. Check its AM Best financial-strength rating; A- or better signals a stable balance sheet.
- Claims & complaints. Ask how claims are reported and handled, and check any complaint information your provincial insurance regulator publishes.
- Coverage and exclusions. Two policies at the same price can differ enormously. Read what's covered, the limits, the deductible, and, most importantly, the exclusions.
- Discounts and price. Bundling, claims-free, and safety discounts move the number. Always gather at least two quotes so the comparison is real.
AM Best ratings, pricing, and product availability change over time and vary by province, so confirm the current specifics with the carrier or in a quote.
Desjardins Insurance: common questions
Is Desjardins Insurance available in my province?
Carrier availability and pricing vary by province and by line of business. The fastest way to confirm whether Desjardins Insurance writes auto insurance where you live, and at what price, is to start a quote with your postal code.
How financially strong is Desjardins Insurance?
We could not verify a current AM Best Financial Strength Rating for Desjardins Insurance in its own published material, so we rank it below carriers with a published rating. Ask the insurer or your broker which rating agencies rate the company that would issue your policy, and confirm before buying.
What should I check before buying a policy from any insurer?
Confirm the insurer's financial strength rating (AM Best), review complaint information from your provincial insurance regulator, read the specific coverages, limits and exclusions, ask about available discounts, and get at least two competing quotes so you can compare like for like.
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