Pricing
Pet plans from $28/mo; travel plans from $45/trip for a 2-week international trip.. Pricing is illustrative — your premium depends on your profile, location, and coverage. Confirm with a quote.
Companion Care is an illustrative carrier writing pet insurance and travel insurance, aimed at pet owners who want flexibility in how their policy reimburses vet expenses, and at frequent travelers who want emergency medical protection bundled with trip cancellation coverage. Reimbursement percentages on the pet side are described as adjustable — buyers can select from a range of reimbursement rates, allowing them to balance monthly premium cost against the share of covered vet bills they expect to recover.
A notable feature highlighted in this profile is coverage for exotic animals, which many standard pet insurers exclude. That makes Companion Care a relevant option for owners of rabbits, birds, reptiles, and other non-standard pets, in addition to dogs and cats. On the travel side, bundling emergency medical coverage with a pet plan is presented as a convenience option for travelers who want a single relationship for both protection needs. The profile’s limitations include higher premiums for exotic pets relative to cats and dogs, and a claims process that can take up to 15 business days to resolve — a slower turnaround than some competitors offer. Travelers or pet owners who prioritize fast claim reimbursement should weigh that factor carefully.
This is an illustrative carrier profile for comparison purposes; confirm actual availability, pricing, and policy terms with a licensed agent or a current quote.
A carrier's marketing rarely tells you what matters. Before you buy pet coverage from Companion Care — or anyone — weigh four things that actually predict your experience:
- Financial strength. An insurer must be able to pay claims years from now. Check its AM Best financial-strength rating; A- or better signals a stable balance sheet.
- Claims & complaints. The NAIC complaint index compares consumer complaints to an insurer's market share — under 1.0 is better than average. It's the closest thing to a public claims-experience score.
- Coverage and exclusions. Two policies at the same price can differ enormously. Read what's covered, the limits, the deductible, and — most importantly — the exclusions.
- Discounts and price. Bundling, claims-free, and safety discounts move the number. Always gather at least two quotes so the comparison is real.
Insurance8020's carrier profiles are illustrative of how we weigh these factors; availability, pricing, and terms vary by state, so confirm the specifics in a quote.
Is Companion Care available in my state?
Carrier availability and pricing vary by state and by line of business. The fastest way to confirm whether Companion Care writes pet insurance where you live — and at what price — is to start a quote with your ZIP code.
How is the Coverage Score for Companion Care calculated?
The Coverage Score is a 0–100 editorial composite of value, coverage breadth, and claims experience, backed by sourced inputs such as AM Best financial-strength ratings and the NAIC complaint index. It is never a paid placement. See our methodology for the full approach.
What should I check before buying a policy from any insurer?
Confirm the insurer's financial strength rating (AM Best), review its NAIC complaint index relative to market share, read the specific coverages, limits and exclusions, ask about available discounts, and get at least two competing quotes so you can compare like for like.