How to buy
Sold through insurance brokers and agents across Canada; price comes from your broker's quote. Your premium depends on your profile, location, and coverage, so confirm current pricing with a quote.
Aviva Canada is a subsidiary of UK-based Aviva plc and provides home, automobile, lifestyle and business insurance to 2.5 million customers from coast to coast. Its first heritage company dates to 1835, and the name Aviva Insurance Company of Canada dates to 2003. Its head office is at 10 Aviva Way in Markham, Ontario. We could not verify a current AM Best rating for Aviva Canada on its own site, so we list it as not published.
Its personal lineup covers car, home, condo, tenant, high-value home and cottage insurance, plus motorcycle, RV, boat, ATV and snowmobile, and collector car coverage. Aviva also insures businesses. Aviva says its member companies Elite, Traders and Pilot amalgamate into Aviva Insurance Company of Canada from January 1, 2026.
Aviva sells through insurance brokers and agents, so the broker you work with will quote it alongside other insurers. In British Columbia, Saskatchewan and Manitoba, basic auto coverage comes from the public insurer. Confirm the issuing company, its rating and your price before you buy.
A carrier's marketing rarely tells you what matters. Before you buy auto coverage from Aviva Canada, or anyone, weigh four things that actually predict your experience:
- Financial strength. An insurer must be able to pay claims years from now. Check its AM Best financial-strength rating; A- or better signals a stable balance sheet.
- Claims & complaints. Ask how claims are reported and handled, and check any complaint information your provincial insurance regulator publishes.
- Coverage and exclusions. Two policies at the same price can differ enormously. Read what's covered, the limits, the deductible, and, most importantly, the exclusions.
- Discounts and price. Bundling, claims-free, and safety discounts move the number. Always gather at least two quotes so the comparison is real.
AM Best ratings, pricing, and product availability change over time and vary by province, so confirm the current specifics with the carrier or in a quote.
Is Aviva Canada available in my province?
Carrier availability and pricing vary by province and by line of business. The fastest way to confirm whether Aviva Canada writes auto insurance where you live, and at what price, is to start a quote with your postal code.
How financially strong is Aviva Canada?
We could not verify a current AM Best Financial Strength Rating for Aviva Canada in its own published material, so we rank it below carriers with a published rating. Ask the insurer or your broker which rating agencies rate the company that would issue your policy, and confirm before buying.
What should I check before buying a policy from any insurer?
Confirm the insurer's financial strength rating (AM Best), review complaint information from your provincial insurance regulator, read the specific coverages, limits and exclusions, ask about available discounts, and get at least two competing quotes so you can compare like for like.
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